The Power Behind Every Ascent
SEPA Direct Debit

Simplify cross-border payments using the SEPA Direct Debit scheme.

A dependable way to collect recurring payments across Europe with structure and precision — through secure direct debit and compliant SEPA collection processes designed to support growth rather than rush.

SEPA Direct Debit
Core Services

Structured Euro-zone collections.

SEPA Direct Debit (Core & B2B)

Scheme implementation — mandate design, provider selection and Eurozone-standard payment flows with B2B direct debit models.

EURO & International Access

Infrastructure access across the UK, Europe and global regions — tailored to operational models and business scope.

Design & Integration Plan

A clear integration strategy from initial design through deployment.

Integrated Onboarding Support

Full-service guidance from review to go-live for automated, compliant collection.

How It Works

A rhythm of four steps.

01

Mandate Authorization

Customer approves a SEPA mandate authorising direct debit collection.

02

SEPA Network Submission

Transactions routed through SEPA clearing systems and verified by banks.

03

Settlement & Reconciliation

Funds debited, settled and reconciled with financial records.

04

Reporting & Compliance

Records logged for banking and regulatory compliance.

Direct debit becomes rhythm.

Tharvix

Tharvix Ecommerce Solutions (OPC) Private Limited connects modern enterprises with the technology, infrastructure, and global merchant services required to operate across international markets.

Calcutta Greens Commercial Complex, 3rd Floor, 1050/2 Survey Park, Santoshpur, Kolkata — 700075, West Bengal, India
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Occasional insights on merchant services, cross-border flows architecture.

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